ABSTRACT
In business transaction, granting of credit facilities is quite universal. It is an acceptable method of financial business transaction and activities. Granting credit facilities to customers is a practice that cannot be avoided as long as business is concerned, to some sensitive sectors of the economy like banking industry, granting of credit and loans constitute their major earning that means, the larger the credit facilities, the fatter the interest receivable at the same time poor assessment and analysis of credit can be devastating. The risk not withstanding, granting of loans and credit facilities enhances economic growth and development of any nation credit provides the lubricant for continuity of transaction regardless of the immediate available cash. The choice of the topic is to evaluate how effective credit analysis can be utilized to ensure survival of the national economy and grow of banking industry.
In Nigeria, the rising cases of bank distress have also become a major source of concern for policy makers. As a result of attractive interest rate on deposits and loans, credits were given out indiscriminately without proper credit appraisal. The resultant effects were that many of these loans turn out to be bad. It is in realization of the consequence of deteriorating loan quality on the banking sector and the economy at large that this paper is motivated. This paper, therefore, attempts to evaluate the credit analysis and loan management in banking industry, using Fidelity Bank as a case study.
Abstract
The bulk majority of the tax evasion and tax avoidance is caused by inadequate machineries and lack of skilled personal in admin...
ABSTRACT
This project report is a thesis written specifically to cover the design analysis construction, test and packag...
INTRODUCTION
Many specialists from the construction and furnishing industries have defined the term refurbishment in var...
ABSTRACT
The study examined smartphone usage and social interaction among students of the faculty of social sciences, Delta State Univers...
Abstract
The aim of the study was to analyze the impact of social media performance [A study of student...
ABSTRACT
Data mining is used in extracting rules to predict certain information in many areas of Information Technology, medical science,...
ABSTRACT
This study was carried out to examine the history of national theatre. Specifically, the study...
ABSTRACT
Since the advent of social media in the early 2000s, its influence on the day to day life of people has impacted the way they co...
ABSTRACT
In structural detailing, the project is initiated by the structural engineer. The architectura...
ABSTRACT
Lymphatic filariasis caused by mosquito borne filarial nematode, Wuchereria brancrofti, is a debilitating Neglected Tropical Dis...